Causes of Water Damage
Water damage can result from various circumstances, including:
- Plumbing leaks
- Flooding due to heavy rainfall or burst pipes
- Malfunctioning appliances, such as refrigerators or washing machines
- Roof damage or inadequate drainage systems
Types of Water Damage
Water damage is commonly classified into three categories:
- Category 1: Clean Water – Originates from a sanitary source, such as a broken water pipe, and does not pose significant health hazards.
- Category 2: Gray Water – Compromised by sewage or other contaminants, potentially containing viruses or bacteria.
- Category 3: Black Water – Contaminated with severe contaminants and microorganisms, posing significant health risks.
Legal Definition of Water Damage
The precise definition of water damage may vary by jurisdiction. However, it generally refers to:
Damage to property caused by the accidental discharge or overflow of water from plumbing fixtures, appliances, pipes, roofs, or other sources. This can include structural damage, damage to personal belongings, and financial losses incurred due to the water incident.